Insurance Blog
What Is IRMAA — And Can You Avoid the Medicare Surcharge?
June 26, 2026
A local guide for Medicare beneficiaries in Pensacola, Pace, Gulf Breeze, and Milton If you have ever opened a letter from Social Security and seen...
What Is a Health Savings Account (HSA) and How Does It Work With Your Health Insurance?
June 25, 2026
If you have a high-deductible health plan (HDHP), you may be eligible to open a Health Savings Account (HSA) — a tax-advantaged savings account that...
Beyond Medicare: Senior Services Every Family in Pace, Milton, and Pensacola Should Know About
June 24, 2026
Medicare covers a lot. But it doesn’t cover everything seniors need to live well — and that gap is where most families get caught off...
Medicare Advantage vs. Medicare Supplement: Which Fits Your Lifestyle in 2026?
June 23, 2026
By Mark Garrett, AJ Health and Wealth | Serving Escambia and Santa Rosa County Seniors Every week, I sit down with someone in Pace, Pensacola,...
Term vs. Whole Life Insurance: Understanding the Difference
June 22, 2026
When shopping for life insurance, one of the first questions you'll face is whether to choose term life or whole life insurance. Both types provide...
Medicare’s New GLP-1 Bridge: What Pace and Pensacola Seniors Need to Know Before July 1
June 22, 2026
Posted by AJ Health and Wealth | Serving Escambia and Santa Rosa County Seniors If you've seen ads for Ozempic, Wegovy, or Zepbound and wondered...
Medicare Supplement Insurance (Medigap): What It Is and How It Works
June 21, 2026
Original Medicare covers a wide range of healthcare services, but it doesn't pay for everything. Deductibles, copayments, and coinsurance can add up significantly over time,...
Medicare Options for Local Veterans: How VA Benefits and Medicare Advantage Work Together
June 19, 2026
Pensacola and Pace Veterans If you are a veteran living in the Florida Panhandle, you already know we have one of the proudest, most robust...
How Choosing the Right Medicare Plan Can Make or Break Your Retirement Security in Pensacola, Pace, and Milton
June 16, 2026
Retirement is supposed to be the reward — the time you've spent decades working toward. But for thousands of seniors in Santa Rosa and Escambia...
The Medicare Mailbox Overwhelm Is Real — Here’s What to Do About It
June 15, 2026
If you’re turning 65 in Pace, Milton, or Pensacola, that stack of mail isn’t your homework. It’s marketing. Here’s the truth. Every single day, my...
Get A Quote
Customer Reviews
Highly recommend Mark! Professional, kind and knowledgeable. This gentleman...
Cindea C
CC
I highly recommend AJ Health and Wealth, Mark Garrett for all your insurance...
Linda J
It is very impressive on how knowledgeable Mark is about all things Medicare...
Marci D
