5 Tips to Building Healthy Habits on National Family Day
Posted: September 25, 2023
5 Tips to Building Healthy Habits on National Family DayToday is National Family Day! On this day, families are encouraged to sit down at the table and enjoy a meal together. There is no one like family, and this is a time to appreciate the special people in your life. The following are tips for building healthy habits on National Family Day. Share at least three meals a week: Research has shown that eating...
Pros & Cons of Convertible Life Insurance
Posted: September 22, 2023
Pros & Cons of Convertible Life InsuranceWhen you are shopping for life insurance, a convertible term policy may be a good option. Convertible term life insurance is a type of term life policy with a rider giving the policyholder the option to convert to permanent life insurance later. Although it offers several benefits, convertible life insurance may have certain disadvantages. Why Convert From Term to Permanent Life Insurance? Term life insurance...
Debunking 5 Medigap Misconceptions
Posted: September 21, 2023
Debunking 5 Medigap MisconceptionsAs the name implies, Medigap insurance is designed to fill in gaps in coverage that occur with Original Medicare. For example, if Original Medicare Part B covers 80% of medically necessary services for your outpatient care, a Medigap policy will cover the remaining 20%. This is important coverage to have, as there is no cap on out-of-pocket expenses with Original Medicare. Myths and misunderstandings concerning...
Assisted Living Week: Protecting Grandparents with Long-Term Care Insurance
Posted: September 10, 2023
Assisted Living Week: Protecting Grandparents with Long-Term Care InsuranceToday we are celebrating National Grandparents' Day, which always falls on the first Sunday after Labor Day. September 10 also marks the start of Assisted Living Week this year. Similar to Mother’s Day and Father’s Day, Grandparents' Day is an entire day dedicated to grandparents. It is an opportunity to treasure the special connection between grandparents and children, which has been proven to be beneficial...
Do Graduate Students Need Life Insurance?
Posted: September 7, 2023
Do Graduate Students Need Life Insurance?Obtaining a graduate degree may be the right choice to increase your earning potential and advance your career. If you have decided to go to graduate school, life insurance may be the last thing on your mind. Nevertheless, it may be a smart move for a full-time or part-time graduate student. Students in grad school tend to be older with more responsibilities than undergraduates. They...